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Share Rates
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Rates are
effective 5/05/2008 and may change without notice
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APY: Annual Percentage Yield
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Share Certificates |
Min. Deposit |
|
Dividend |
APY* |
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6
months |
|
$ 500 |
|
2.91 |
2.95 |
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9
months |
|
$1000 |
|
2.98 |
3.00 |
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12
months |
|
$1000 |
|
3.01 |
3.05 |
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18
months |
|
$1000 |
|
3.01 |
3.05 |
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24
months |
|
$1000 |
|
3.30 |
3.35 |
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36 months |
|
$1000 |
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3.40 |
3.45 |
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Dividends are paid
monthly. Penalty for early withdrawal. Subject to availability.
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Enhanced
Shares ( Money Market )
|
Dividend
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APY*
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$100,000 +
|
2.96
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3.00
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$75,000 - $99,999
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2.86
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2.90
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$25,000-$74,999
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2.47
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2.50
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$2,500-$24,999
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2.23
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2.25
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Less Than $2,500
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1.00
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1.01
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• Dividend paid
monthly on the average daily balance
• Rates may change without notice after
the account is opened
• One free withdrawal per month. Fees could reduce earnings on the account
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Free
Checking (Share Drafts)
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Dividend
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APY*
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• Dividend paid
monthly on the average daily balance
• $300 minimum balance required to earn dividend
• Rate may change
after the account is opened
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0.10
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0.10
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Regular
Savings Accounts
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Dividend
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APY*
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• Dividend paid
monthly on the average daily balance
• $25 minimum deposit required for membership
• Rate may change
after the account is opened
|
1.20
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1.21
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IRA Rates
|
IRA Certificates |
Min. Deposit |
|
Dividend |
APY* |
|
6
months |
|
$ 500 |
|
2.91 |
2.95 |
|
12
months |
|
$1000 |
|
3.01 |
3.05 |
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24
months |
|
$1000 |
|
3.30 |
3.35 |
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36 months |
|
$1000 |
|
3.40 |
3.45 |
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Dividends are paid
monthly. Penalty for early withdrawal. Subject to availability.
Please contact Amy Struve for an appointment astruve@isu-cu.org |
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IRA Savings |
Dividend |
APY* |
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• Dividend paid
monthly on the average daily balance
• Rate may change after the account is opened |
1.60 |
1.61 |
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* Annual percentage yield
is represented by the heading APY
Member accounts are
insured up to $100,000 by the National Credit Union Share Insurance Fund,
an arm of the National Credit Union Administration. NCUA is an independent
agency of the United States Government.
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ISU Credit Union
Compare our rates!
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