ISU Credit Union offers Enhanced Membership Privileges for members who participate in a wide variety of preferred services.     

What Rewards Can I Qualify For?*                                                    

• High-Yield "Enhanced Shares"
• Special CD Privileges and Offers
• Low-Rate VISA Gold or Platinum Credit Card Upgrade*
• Low-Rate "Enhanced Line-of-Credit"*

*  Additional credit qualification is required for any loan product.

How Do I Qualify?                                                                               

To qualify for Enhanced Membership Privileges, a member must actively participate in at least three preferred services of the ISU Credit Union.   

Listed below are the current preferred services.

• VISA Card with a balance or frequent use
• Active debit card usage
• $10,000 Balance (6 month average) in Regular Shares
• Active CD opened before January 1, 2000
• Any Collateralized Loan with automatic payment transfers.
• Transact your regular business through HFS(Online), AIME(Telephone), mail, ATM transactions, payroll direct deposit or payroll deduction
• Low Income members can qualify if you have maintained your good credit.

New members qualify for Enhanced Membership if the member applies and qualifies for three preferred services.  i.e. Visa card, debit card and an Auto/RV loan. 

What  If I Don't Qualify?                                                                     

If you choose to do financial business with another institution, you are still a valued member of ISU Credit Union and qualify for all of our top-quality regular products.    

• Free checking with interest
• Low-rate Visa cards
• High-Yield CDs
• High-yield regular savings
• Competitive loan rates