· In order to
ensure that we can always offer great CD rates, we are limiting the dollar
amount of Enhanced CDs available for investments.
·
Any
new availability
will be offered on the first of each month.
· Members with
existing CDs automatically qualify for the enhanced rates for the amount of
the existing CD. Funds can be reinvested into any term CD.
· Your position on
the waiting list is based on “Loyalty Points”
o
Length of Membership:
Each 5 years of membership earns 1
point
o
Number of Loans:
Each loan earns 1 point
o
Loan Amount:
Every $20,000 in loans earns 1 point
o
Time Waiting:
Each month earns 1 point
o
Checking Account:
1 point
o
Direct Deposit:
1 point
o
Payroll Deduction:
1 point
o
Visa Card with Balance:
1 point
o
Debit Card:
1 point
o
Low Income Bonus:
Family income below $25,000 earns 5
points
· To find out where
you are on the list, contact Amanda at x215, or email aholcomb@isu-cu.org.
· Enhanced CD
availability is based on loan growth, so be sure to get your next loan here.
· Members will be
contacted based on their loyalty points.
· To be eligible,
money must be kept at ISU Credit Union while on the waiting list.