ISU Credit Union Enhanced CDs 

 

·       In order to ensure that we can always offer great CD rates, we are limiting the dollar amount of Enhanced CDs available for investments.  

·   Any new availability will be offered on the first of each month.   

·      Members with existing CDs automatically qualify for the enhanced rates for the amount of the existing CD.  Funds can be reinvested into any term CD.

·      Your position on the waiting list is based on “Loyalty Points”

o       Length of Membership:  Each 5 years of membership earns 1 point

o       Number of Loans:  Each loan earns 1 point

o       Loan Amount:  Every $20,000 in loans earns 1 point

o       Time Waiting:  Each month earns 1 point

o       Checking Account:   1 point  

o       Direct Deposit:   1 point  

o       Payroll Deduction:   1 point  

o       Visa Card with Balance:  1 point

o       Debit Card:  1 point

o       Low Income Bonus:  Family income below $25,000 earns 5 points

·      To find out where you are on the list, contact Amanda at x215, or email aholcomb@isu-cu.org.

·      Enhanced CD availability is based on loan growth, so be sure to get your next loan here.

·      Members will be contacted based on their loyalty points.  

·      To be eligible, money must be kept at ISU Credit Union while on the waiting list. 

 

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